Skip to Main Content
Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

Learn More Online Banking Tutorials

Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

Premium Interest-Earning Checking Account in Georgia

BankSouth’s Complete Checking is a premium interest-earning account available across Georgia, offering security, convenience, and personalized service.

Open a Complete Checking Account

Features & Benefits

check mark icon

$8 Monthly Maintenance

Waived with minimum daily balance of $5,000 OR $25,000 balance in combined personal deposit relationship

check mark icon

$50 Opening Deposit

Open your Complete checking account with only $50.

check mark icon

Earns Interest

With a balance of $5,000 or more, interest is paid on the full deposit balance.

check mark icon

BankSouth Rewards

Fill up with a suite of benefits designed to add value to your every day life. Learn more

Complete Checking. Maximum Benefits.

Our best value with fuel rewards, insurance, identity protection, and more.

  • $8 monthly maintenance fee, waived with minimum daily balance of $5,000 OR $25,000 balance in combined personal deposit relationship
  • BankSouth Rewards (see below for benefits)
  • With a balance of $5,000 or more, interest is paid on the full deposit balance
  • $50 minimum opening deposit
  • Waived Non-BankSouth ATM withdrawals on up to four (4) withdrawals per statement cycle
  • Overdraft privilege of $1,000 (if qualifications are met)6
  • Free annual order of BankSouth standard WOX checks7
  • Waived $5 monthly paper statement fee with e-statement only registration
  • Available to Georgia residents with online and in-branch enrollment options.
  • Looking to grow your savings too? Pair with a Smart Savings Account to manage your finances more efficiently.

Open a Complete Checking Account

woman sitting on couch looking at mobile tablet
Icon

Shop Local, Save Local1

Local discounts and national retailer deals to save you money.

Icon

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Icon

Cell Phone Protection2,3

Receive up to $800 per claim ($1,600 per year) if your cell phone is broken or stolen.

Icon

Roadside Assistance

Available 24/7 and free to use, up to $80 in covered service charges.

Icon

Travel Accidental Death Coverage2,3

Peace of mind for the unexpected.

Icon

ID Theft Aid2,3,4

Identity restoration, payment card protection, and personal identity protection.

Icon

Buyer’s Protection & Extended Warranty2,3

Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase.

Icon

Billshark4

Let our team of experts negotiate your internet, TV, cell phone, and home security.

Icon

BaZing Fuel5

Get 3% cash back, up to $5 each month, on fuel purchases with just 20 debit card swipes.

Get the App, Get the Rewards

Unlock exclusive savings and benefits with the BankSouth Rewards app!6 From local discounts to travel advantages and protection benefits, download today and start saving. Available now in the App Store and Google Play.

Download the App

Easy Online Account Opening

Save a trip to the bank. Open your Complete checking account online.

We understand your banking needs aren’t always done between the hours of 9 and 5. That’s why we offer you convenient access to services like EasyOpen. Enjoy the flexibility of digital banking. Access digital tools with Mobile Banking and manage your account from anywhere in Georgia. Our online account opening tool gives you the same ease and security in opening an account that you would receive in our branches.

Open an Account Online

man sitting at computer scheduling a transfer from his savings account

Bank Beyond the Branch

We’re local – and everywhere you need us to be. Manage your Complete checking account online and on your phone. With our easy-to-use online personal banking technology, you can:

  • Monitor your account activity
  • Deposit checks on the go
  • Pay one-time and recurring bills from anywhere, anytime
  • Transfer money
  • Get e-statements
  • Card controls, and more

It’s easy to enroll, easy to use, and fully secure. It’s your local bank available from your fingertips.

Learn More Download the App

phone with mobile banking banksouth screenshots
info

1 Participating merchants on BankSouth Rewards powered by BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 4 Billshark, identity monitoring, and credit monitoring each require additional activation to begin. 5 To earn 3% cashback on fuel purchases, you must connect your powered by BaZing checking account through Plaid and complete 20 qualifying debit card transactions each month. ATM withdrawals, account transfers, and deposits or refunds do not qualify. Cashback rewards are automatically deposited into your account monthly, up to a maximum of $5 per month. For complete program details, please refer to the BaZing Fuel Terms and Conditions. The BaZing Fuel cashback program may be modified or discontinued at any time without prior notice. 6 We charge an overdraft fee of $20 per overdraft which may be created by automatic bill payments, checks, and other transactions using your checking account number. We do not authorize and pay overdrafts on ATM and everyday debit card transactions. You must repay the overdraft amount and the fee within 30 calendar days after the overdraft. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. 7 BankSouth Standard WOX checks (Wallet Oxford), basic BankSouth check with logo as the watermark. 8 Qualifications to earn premium interest rate must be met each statement (qualification) cycle: At least $100 in Direct Deposits, 10 or more debit card transactions posted, and enrolled in e-statements.

Message and data rates may apply when using the BankSouth mobile app.

BankEasy. BankSafe. BankSouth.

Simplify your banking with BankSouth: the easy, safe, and smart option. Experience financial convenience and peace of mind, all in one trusted place.

Find a Branch or    Open an Account